Never stopping for a red light again

[MarkWB]

So while I'm out with some friends on Saturday, another clever individual thought it was a good time to not pay attention to the road, and thus, not notice theres a car stopped at the red light in front of them. The result?

http://i2.photobucket.com/albums/y45/Temper-Mental/Brampton-20120616-00183.jpg

And because you were wondering what your gen two would look like had an american made early model car slammed into the back of it, and had you taken the picture from an awkward, injured back angle:

http://i2.photobucket.com/albums/y45/Temper-Mental/Brampton-20120616-00182.jpg

And finally me saying au revoir to my poor 3...hopefully we'll be reunited...

http://i2.photobucket.com/albums/y45/Temper-Mental/Brampton-20120616-00184-1.jpg

My car was pushed the full length of itself into the intersection/over the line, and the police estimated the impact at 35 (I was guessing 50-60, [it being a 60 zone and having not heard any brake squeak, plus the way my car moved] and the other driver was claiming 20), but insurance hasn't done a full investigation. Myself and my friend were taken to hospital and later released (were okay except for some nasty whiplash and back pain). The driver of the other car was charged with careless driving, and was found to be 100% at fault (obviously) for this accident. The other good news? My insurance has rented me (at no cost) a 2012 Mazda 3 sedan!

The lesson here? Pay attention to the freakin' road!

[SilentJay]

Damage doesn't look too bad, but good to hear you guys were ok. I'd have another check-over to see how your necks are feeling soon, as some of the symptoms won't surface until a few days later.

[Marta]

:( poor mazda
Glad you're okay!
Could have been SO much worse
Plus your rental's a mazda!

[chan7]

Wow... glad everyone is ok and hopefully the injuries will disappear in a couple of days.

Sad to see this happen, lots of stupid drivers out there...

[Hyperion]

that needed a tow?

[MarkWB]

that needed a tow?

Apparently...the tow driver met me outside the hospital and was saying it wouldn't be safe to drive until it's fixed. Insurance is covering the tow, repairs and rental at no cost to me/no deductible paid so I couldn't care less if they air lifted my car out of there, LOL.

[6strings]

A tow truck driver once told my mom it was unsafe to drive when someone scratched her door.

[Marta]

A tow truck driver once told my mom it was unsafe to drive when someone scratched her door.

not surprised.

[XTOTHEL]

Keep close eye on that whiplash/backpain, do frequent checks, go to the doctor, don't "tough it out", make sure there isn't any residual damage left by the accident. This is most important.

[aris]

Let me guess your going to sue now?

[cSPEED]

Good to see you're ok.

Just so you know insurance will cover treatment for your back pain. If you're really in pain take advantage of it, massages once a week are a god send.

[Lactose]

Good to see you're ok.

Just so you know insurance will cover treatment for your back pain. If you're really in pain take advantage of it, massages once a week are a god send.

I know lots of people who didn't even have back pains but claimed they did for free massages.


On another note was your car modified? did the insurance inspector dude say anything about it?

[mazdaspeedemon3]

Let me guess your going to sue now?

Sometimes you have no choice... If the injuries are impacting your life style and aren't able to return to work what else are you suppose to do? I sure as hell wouldn't be taking the hit on someone else's negligence...

[MarkWB]

Thanks guys! I'm glad myself and my friend ended up being ok for the most part as well. As for the "suing" part, I'm in contact with a lawyer...not necessarily to sue but to ensure I get properly covered for medical treatment, medication costs, travel to and from these appointments, etc... all this stuff costs money, and I'm not the one who caused the damages, so I'm sure as hell not going to be paying for anything.

Oh and Lactose, the only mod I have on my car is visors, and a "camber kit" (which was installed as part of a repair and not to lower the car or stance it). Insurance adjustor hasn't inspected it yet but I'm not expecting any problems with a certified repair and something intended to keep light out of my eyes. :P

[MarkWB]

A tow truck driver once told my mom it was unsafe to drive when someone scratched her door.

LOL, got a good laugh out of this. On a more serious note, my car looked a bit off in terms of the way it was sitting (maybe perception from the bent bumper/it being on a tow truck), and I don't know how the steering and braking was after, but I was hit with solid force with my foot resting on the brake (can't this warp the rotors?) and the car slid a good length so I don't know if I really would have felt safe driving it either way. Imagine they'd let me leave with it and something failed? THEN we'd be talking about a law suit ahahaha :P

[O1Kanoby]

So while I'm out with some friends on Saturday, another clever individual thought it was a good time to not pay attention to the road, and thus, not notice theres a car stopped at the red light in front of them. The result?

http://i2.photobucket.com/albums/y45/Temper-Mental/Brampton-20120616-00183.jpg

And because you were wondering what your gen two would look like had an american made early model car slammed into the back of it, and had you taken the picture from an awkward, injured back angle:

http://i2.photobucket.com/albums/y45/Temper-Mental/Brampton-20120616-00182.jpg

And finally me saying au revoir to my poor 3...hopefully we'll be reunited...

http://i2.photobucket.com/albums/y45/Temper-Mental/Brampton-20120616-00184-1.jpg

My car was pushed the full length of itself into the intersection/over the line, and the police estimated the impact at 35 (I was guessing 50-60, [it being a 60 zone and having not heard any brake squeak, plus the way my car moved] and the other driver was claiming 20), but insurance hasn't done a full investigation. Myself and my friend were taken to hospital and later released (were okay except for some nasty whiplash and back pain). The driver of the other car was charged with careless driving, and was found to be 100% at fault (obviously) for this accident. The other good news? My insurance has rented me (at no cost) a 2012 Mazda 3 sedan!

The lesson here? Pay attention to the freakin' road!

Brampton Civic Hospital

[loki]

The only damage looks like that black rectangle mark on your license plate

[D4deez]

Keep close eye on that whiplash/backpain, do frequent checks, go to the doctor, don't "tough it out", make sure there isn't any residual damage left by the accident. This is most important.

Totally agree, your body goes into defence mode when you're in an accident. Sometimes pain doesn't manifest itself until 2-3 days after the fact. Look out for any tension headaches in the next week or so. Insurance is known to cover chiro or massage therapy after accidents.

[Karmaspeed]

Totally agree, your body goes into defence mode when you're in an accident. Sometimes pain doesn't manifest itself until 2-3 days after the fact. Look out for any tension headaches in the next week or so. Insurance is known to cover chiro or massage therapy after accidents.


Keep close eye on that whiplash/backpain, do frequent checks, go to the doctor, don't "tough it out", make sure there isn't any residual damage left by the accident. This is most important.

+1 to both these guys

If you feel the slightest tension (and I mean the slightest) go see your doctor and they can prescribe the treatments. I've treated several MVA's this year already, and on average takes 6-12 weekly treatments of chiro and/or massage, depending on severity of the accident. I have one client where she didn't listen to her body after an accident and waited 2 months thinking it will heal itself and the pain will go away; in short she has used up her benefits and is now paying out of her pocket where she could've received insurance coverage then use her benefits for maintenance treatments for the rest of the year.

[Rob23]

Let me guess your going to sue now?

this isn't the states. you can't sue unless you have taken a loss. like not being able to go to work.

[krimsalt]

The damage isnt bad enough to tow it in my opinion. Hope your friends are ok. That'll probably be buffed and repainted unless more damage inside.

Is your car a manual? If it was and you were sitting at hte light without he foot on the brakes that could be why you were flung so far foward. in all honesty thats not that bad damage for the distance you were thrown, or the bumper would be destroyed.

[aris]

this isn't the states. you can't sue unless you have taken a loss. like not being able to go to work.

Read some of the OP's comments in other people threads that were in accidents and you will know why i made this comment!

[n00bMeiSter]

Apparently...the tow driver met me outside the hospital and was saying it wouldn't be safe to drive until it's fixed. Insurance is covering the tow, repairs and rental at no cost to me/no deductible paid so I couldn't care less if they air lifted my car out of there, LOL.

Yeah, you can't let the tow truck driver tell you what to do. They're not allowed to tell you anything. Your car was fine to drive away.




Brampton Civic Hospital

And you needed to post this why?

[jonjon72]

Oddly enough I was in the same situation 3 weeks ago when I was hit sitting at a red light and some guy wasn't paying attention and slammed into me. Long story short, bumper had to be replaced, along with some impact area's. Still suffering from after effects and in physio at the moment 3-4 times a week. No investigation was needed when I advised my insurance company I have the impact on dashcam. :)

[MarkWB]

Oddly enough I was in the same situation 3 weeks ago when I was hit sitting at a red light and some guy wasn't paying attention and slammed into me. Long story short, bumper had to be replaced, along with some impact area's. Still suffering from after effects and in physio at the moment 3-4 times a week. No investigation was needed when I advised my insurance company I have the impact on dashcam. :)

Was this in a 3 or your genesis?

And n00b, as I said to Hyper, my insurance was paying for the tow so I really didn't care much. I'd rather be safe than sorry, especially if I'm not going to be footing the bill.

Also, aris, you're going to tell me you wouldn't take an opportunity to see some good doctors and get a little money (which will probably be a wash when you factor out your gas, time off work for appointments, the stress/hassle/time from your life getting better will take) out of a million dollar corporation for injuries you sustained in an accident that wasn't even your fault, lol, you'd have to be an idiot...

[n00bMeiSter]

Was this in a 3 or your genesis?

And n00b, as I said to Hyper, my insurance was paying for the tow so I really didn't care much. I'd rather be safe than sorry, especially if I'm not going to be footing the bill.

Also, aris, you're going to tell me you wouldn't take an opportunity to see some good doctors and get a little money (which will probably be a wash when you factor out your gas, time off work for appointments, the stress/hassle/time from your life getting better will take) out of a million dollar corporation for injuries you sustained in an accident that wasn't even your fault, lol, you'd have to be an idiot...

Yes, but the more you claim, the more reason they have to hike your rates, and in turn, the amount they increase will be larger.

And you can see full well from the damage that they didn't even hit hard enough to push your bumper into your crash bars. So there's no way they damaged anything other than cosmetics with that little bump.

[loki]

Was this in a 3 or your genesis?.

he sold his 3 a lot longer than 3 weeks ago

[loki]

Yes, but the more you claim, the more reason they have to hike your rates, and in turn, the amount they increase will be larger.

And you can see full well from the damage that they didn't even hit hard enough to push your bumper into your crash bars. So there's no way they damaged anything other than cosmetics with that little bump.

And the more people claim for no reason the more everyone else's rates will go up in time

[Marta]

And the more people claim for no reason the more everyone else's rates will go up in time

everyone's rates will go up in time anyways, welcome to Business 101. And dont tell me, if you had a paid-for tow, you would take the risk of driving your car (especially if you're even a little bit injured or startled) just to consider everyone else in the world who pays for insurance. *rolls eyes* Dont be biased just cause you have some sort of grudge. The guy had his car damaged for no reason, suffers from whiplash, and you're on him for towing his car? Yea, the damage wasnt bad, so we should all be thankful for that instead of contemplating the ethics of getting a tow, he inevitably paid for 500 times over, throughout the course of his insurance life.

thats like saying people who have CAA should travel out of their way to get a spare key, instead of using the service they paid for.

just my .02 cents

[aris]

Also, aris, you're going to tell me you wouldn't take an opportunity to see some good doctors and get a little money (which will probably be a wash when you factor out your gas, time off work for appointments, the stress/hassle/time from your life getting better will take) out of a million dollar corporation for injuries you sustained in an accident that wasn't even your fault, lol, you'd have to be an idiot...
No I wouldn't.... Personally I think your a doushe bag with comment you made

[Junior]

everyone's rates will go up in time anyways, welcome to Business 101. And dont tell me, if you had a paid-for tow, you would take the risk of driving your car (especially if you're even a little bit injured or startled) just to consider everyone else in the world who pays for insurance. *rolls eyes* Dont be biased just cause you have some sort of grudge. The guy had his car damaged for no reason, suffers from whiplash, and you're on him for towing his car? Yea, the damage wasnt bad, so we should all be thankful for that instead of contemplating the ethics of getting a tow, he inevitably paid for 500 times over, throughout the course of his insurance life.

thats like saying people who have CAA should travel out of their way to get a spare key, instead of using the service they paid for.

just my .02 cents

+1

[MarkWB]

No I wouldn't.... Personally I think your a doushe bag with comment you made

Really? You think I'm a "doushe bag?!" Let me go get some sleep eze, I guess I'm going to need it now. :chuckle

[n00bMeiSter]

everyone's rates will go up in time anyways, welcome to Business 101. And dont tell me, if you had a paid-for tow, you would take the risk of driving your car (especially if you're even a little bit injured or startled) just to consider everyone else in the world who pays for insurance. *rolls eyes* Dont be biased just cause you have some sort of grudge. The guy had his car damaged for no reason, suffers from whiplash, and you're on him for towing his car? Yea, the damage wasnt bad, so we should all be thankful for that instead of contemplating the ethics of getting a tow, he inevitably paid for 500 times over, throughout the course of his insurance life.

thats like saying people who have CAA should travel out of their way to get a spare key, instead of using the service they paid for.

just my .02 cents

Except there was no damage to the car, and Mark even said he was fine. The only reason the tow truck driver said he'd better get it towed is because that's the only way he makes any money, they are vultures, why do you think you see 10 of them show up to an accident before the dust has even settled? Also, tow truck drivers are not allowed to tell you what to do, they aren't even allowed to say "I think you should tow this".
When the insurance company sees how there's no damage to the car, they're going to be pissed that they paid several hundred for a tow on a vehicle that was perfectly fine. The only reason he said the insurance company would pay for it, is because he's going to submit the tow bill to them, and get paid for it before they find out that the car did not need a tow.

[krimsalt]

When the insurance company sees how there's no damage to the car, they're going to be pissed that they paid several hundred for a tow on a vehicle that was perfectly fine.

They are also going to raise his premiums - even if he is not at fault - they'll make something up to get their money back - they always do

[Marta]

Except there was no damage to the car, and Mark even said he was fine. The only reason the tow truck driver said he'd better get it towed is because that's the only way he makes any money, they are vultures, why do you think you see 10 of them show up to an accident before the dust has even settled? Also, tow truck drivers are not allowed to tell you what to do, they aren't even allowed to say "I think you should tow this".
When the insurance company sees how there's no damage to the car, they're going to be pissed that they paid several hundred for a tow on a vehicle that was perfectly fine. The only reason he said the insurance company would pay for it, is because he's going to submit the tow bill to them, and get paid for it before they find out that the car did not need a tow.

Ofcourse they are vultures, but it was Mark's decision to tow or not to tow. If he was even slightly worried about any possible damage that wasnt immeditatly visible, he shouldnt feel guilty for using a service he paid for many times over. And yes, his rates will go up, they always do. Tow or not. Maybe peace of mind is worth it to some.

Main point is, dont ream the guy out for towing his car when he wasnt at fault. Big damage or not, thats what insurance is for. And dont do it simply cause of some stupid forum grudge. Guy has his car damaged, is most likely sore, and some of you are deliberating on the ethics of him using his own insurance to tow his vehicle.

[mazdabetty]

Also, aris, you're going to tell me you wouldn't take an opportunity to see some good doctors and get a little money (which will probably be a wash when you factor out your gas, time off work for appointments, the stress/hassle/time from your life getting better will take) out of a million dollar corporation for injuries you sustained in an accident that wasn't even your fault, lol, you'd have to be an idiot...

I have to make one comment about this, I wanted to stay out of it but the bolded part kind of got me...

I'm actually on the other end of a similar situation. In September 2010 I was involved in a car accident similar to this. Only thing is, it wasn't my fault. Long story short, the woman in front of me swerved back into my lane last minute cutting me off and not leaving me enough time to stop, so I rear ended her.

I wasn't charged by the police, I had nowhere else to go but into her, but the insurance company insisted that because there were no witnesses available that I was to be held 100% at fault. Now, almost 2 years later, she wants to sue me. (Even though she was perfectly fine at the scene of the accident).

I'm not denying that injuries may have possibly come up a few weeks after the accident, but don't think you're just taking money form a multi-million dollar corporation, because you're also directly affecting the other person involved. I know you're thinking "oh well they deserved it, shit happens", but shit DOES happen. To everyone. We are human, we all make mistakes. My situation is completely unfair, but I can't do anything about it. Now I have to deal with the back and forth with my insurance company, I've lost a lot of sleep over it, it's a very scary feeling.

I don't want to undermine your accident in any way, but I really hope that you doing this is because you are TRULY hurt and not just trying to reap the benefits from this...

[loki]

everyone's rates will go up in time anyways, welcome to Business 101. And dont tell me, if you had a paid-for tow, you would take the risk of driving your car (especially if you're even a little bit injured or startled) just to consider everyone else in the world who pays for insurance. *rolls eyes* Dont be biased just cause you have some sort of grudge. The guy had his car damaged for no reason, suffers from whiplash, and you're on him for towing his car? Yea, the damage wasnt bad, so we should all be thankful for that instead of contemplating the ethics of getting a tow, he inevitably paid for 500 times over, throughout the course of his insurance life.

thats like saying people who have CAA should travel out of their way to get a spare key, instead of using the service they paid for.

just my .02 cents

I'm not biased and I definitely don't hold grudges

[Marta]

I'm not biased and I definitely don't hold grudges

well thats convincing.

[loki]

well thats convincing.

Good

[MarkWB]

I've already discussed my insurance going up with my company, many reps have said it won't because this isn't my fault, if they try and bring it up I'll worry about that then. More court? Maybe. As for the rest, you often don't know the background of a situation when you comment. I have previous injuries from being a cyclist struck a few years back, and I've always been told by my doctors to take any further injury to the affected areas very seriously, and to always have it checked out. Also remember, they took me by ambulance and by the time I even talked to the tow driver he had my car on the hooks and had already driven it from the scene to the hospital. Even if I told him to drop it the car right there he'd still charge my insurance most of what he's already charging them, so it'd make no real difference. Also, my side job is in security, and if my condition were to worsen and I was unable to do my job as a result of this, am I to sell my car/live without groceries because I didn't want to screw a careless driver or an insurance company over? What if I was a 3 year old girl, and I wasn't in a car? You'd be calling for Canada to reinstate corporal punishment, right? Put yourself in my shoes, wouldn't you use what you paid for?

Oh and PS: saying I'm "okay" doesn't mean I'm in the condition I was before. I'm still stiff, I'm still in pain, I'm still going through with physio, I'm just not dead, thus, I'm "okay." I'd certainly be better if nobody had rear ended me!:bang

[MarkWB]

UPDATE: Talked to my insurance company today, they said since theres damage to both portions of the bumper (two separate plates apparently) they're going to replace those portions, as well as the reinforcement bar (which was bent) and of course paint and retouch etc

They said I can expect my car ready by mid-next week, woo! :D

[seek]

at least you r okay, no other damage beside bumper?

[MarkWB]

at least you r okay, no other damage beside bumper?

As far as I've heard, no. And yes, I'm definitely thankful I'm ok. Good thing the cars going the other way hadn't started moving yet or this could have been much worse!