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View Full Version : Lease vs. Finance calculator



rob_444
12-08-2004, 09:32 AM
Thanks to everyone who posted on here over the past few months... it helped me greatly before i finally put the downpayment on my 3 last month!

I went through a bunch of dealerships in the Toronto/Waterloo area, and found that comparing the lease and finance numbers could be sort of confusing, as the lease calculation is a bit tough to understand. Anyways, i came up with a spreadsheet (modified for the 3 of course) thats makes it easy to see what kind of deal your getting, based on MSRP, downpayment, residual value, discount etc. Especially for lease calculations, you can really see if the dealer is hiding any other charges in there to come up with the monthly payment. The deal i finalized is the $373/month lease one.

The file is attached under .doc , so make sure you change it to .xls before opening. Hopefully it works ok...