idreamofmazda
12-14-2004, 12:53 PM
What’s Mazda’s policy on loaner cars? Not that I need one, but perhaps should share this information.
When I had my Saturn, one time I got a loaner car, but had to sign a waver with a $10,000 deductible. I couldn’t believe it, but took the car anyway, as I had to get to work. When I got to work, I called my insurance company to ask what’s the deal with this deductible. They said don’t do this, and offered a rental clause, which would cover any loaner cars, so I took it, and since then, have never removed it from my policy.
I bring this up, as a young guy at work, has been waiting a long time for his delivery of his 2005 Acura, and had to fight to get a loaner car, as he was driving his parent’s car. Anyway, he told me the other day that he finally got the loaner car, and I asked him what the deductible was, and my story about the last loaner car that I had. He said he didn’t know, but when back to Acura and asked, and yes indeed, there was a $10,000 deductible. He told Acura to take the car back, as there was nothing in writing about this deductible, and they didn’t tell him. He thanked me for this information, as he didn’t want to to skid off an icy road, and get screwed for $10,000. I suggested the addition to his insurance, but he said he was under his parents insurance, and couldn’t go that way.
So if Mazda has the same kind of policy, I would suggest talking to your insurance company before taking a loaner car.
When I had my Saturn, one time I got a loaner car, but had to sign a waver with a $10,000 deductible. I couldn’t believe it, but took the car anyway, as I had to get to work. When I got to work, I called my insurance company to ask what’s the deal with this deductible. They said don’t do this, and offered a rental clause, which would cover any loaner cars, so I took it, and since then, have never removed it from my policy.
I bring this up, as a young guy at work, has been waiting a long time for his delivery of his 2005 Acura, and had to fight to get a loaner car, as he was driving his parent’s car. Anyway, he told me the other day that he finally got the loaner car, and I asked him what the deductible was, and my story about the last loaner car that I had. He said he didn’t know, but when back to Acura and asked, and yes indeed, there was a $10,000 deductible. He told Acura to take the car back, as there was nothing in writing about this deductible, and they didn’t tell him. He thanked me for this information, as he didn’t want to to skid off an icy road, and get screwed for $10,000. I suggested the addition to his insurance, but he said he was under his parents insurance, and couldn’t go that way.
So if Mazda has the same kind of policy, I would suggest talking to your insurance company before taking a loaner car.