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jimdragon8
03-31-2005, 10:34 AM
Well since being out of school and with no tuition to claim, it has been more and more diffcult in receiving a refund at year end. Last year and this year I also worked part time, so the gov\'t is trying to screw people who try to earn a little more cash. I have RRSP but that was still not enough. Any good suggestions on how to shelter your money, besides investing in my 3!!!:D :D
Saphress
03-31-2005, 11:33 AM
Do you have any unclaimed RSP contributions from previous years???


Yeah 2003 I worked two part time jobs, and I got screwwwed, I had to pay out $1200. It sucked. My best friend is an accountant, and she said I got screwed. Hehehee
jimdragon8
03-31-2005, 12:05 PM
Do you have any unclaimed RSP contributions from previous years???

Yeah I do have some unclaimed RSP, but to go and borrow money to buy RRSP just doesn\'t seem to work for me since you have to pay interest on the loan right? I have quit my part time job, and my full time job tax me at the bracket I am in so I hope next year will be different!!! Either that or get some dependents!!!:p :D ;)
Saphress
03-31-2005, 12:10 PM
nono... Unclaimed RSP is RSP\'s that ou bought in the past but have not used it to claim that tax year.

I\'m not talking about RSP loans.... and that\'s too late for that anyway
firstmazda
03-31-2005, 01:21 PM
Did you pay it off all at once? We don\'t have to right???
\'cause last year I had to take out a $3 000 RSP loan to cover my tax dues.

I\'m terrible with money and banking stuff \'cause I obviously haven\'t learned my lesson
since I haven\'t touched any RRSPs. i\'m worried about this year!!
Dr Butcher
03-31-2005, 01:54 PM
I got just enough to pick up a PSP, memory stick and a game. Damn that is one cool little money pit, and I thought my car kept my wallet empty..... I guess the HID\'s will have to wait a bit longer.... ;)
Saphress
03-31-2005, 02:00 PM
Originally posted by firstmazda


Did you pay it off all at once? We don\'t have to right???
\'cause last year I had to take out a $3 000 RSP loan to cover my tax dues.

I\'m terrible with money and banking stuff \'cause I obviously haven\'t learned my lesson
since I haven\'t touched any RRSPs. i\'m worried about this year!!

I advise you to open an RSP account, and if you have... every pay cheque have an auto transfer for even $50 to that account, it all adds up, and its better than takin a loan
jimdragon8
03-31-2005, 04:16 PM
Man, am I the only one that has had to pay on this poll???? :(
PlatMS6
03-31-2005, 07:55 PM
lol i got almost exactly $2500 back......yay expensive education:p